Mavlanov G‘olibjon Muxammad o‘g‘li, “Raqamli to‘lovlardan bank kreditigacha: Fintex, axborot assimetriyasi va O‘zbekistonda kichik va o‘rta biznesning moliyaviy inklyuziyasi”, Fan va kashfiyot, vol. 1, no. 1, pp. 57–67, Oct. 2026, Accessed: Nov. 05, 2026. Available: https://fanvakashfiyot.uz/journal/article/view/7